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US Housing Market Swings in Favor of Homeownership

US Housing Market Swings in Favor of Homeownership | Simplifying The Market

According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, homeownership is a better way to produce greater wealth, on average, than renting. The results from the first quarter index showed that “16 of the 23 metropolitan markets investigated moved in the direction of buy territory.”

The BH&J Index is a quarterly report that attempts to answer the question: 

Is it better to rent or buy a home in today’s housing market?

“The U.S. housing market, when considered as a whole, has swung marginally more in favor of home ownership over renting a comparable property and investing monthly rent savings in a portfolio of stocks and bonds.”

The latest results were released shortly after the S&P/Case-Shiller Home Price Index, which reported that home prices had climbed 5.4% nationally since March 2015.

Ken Johnson Ph.D., Real Estate Economist & Professor at Florida Atlantic University, and one of the index’s authors states:

“This [growth] appears to be driven by a steady but strengthening job market, rising rents relative to rising ownership costs and recent slower growth in traditional financial portfolios consisting of stocks and bonds.”

Dallas and Denver are two of the major cities that continued to move deeper into rent territory, but they moved at a slower rate than they had in previous quarters. Johnson believes that, in these two markets, “strong economic support…should make for a soft landing in terms of slowing property price growth, increased marketing time for properties and lower probabilities that sellers will actually transact and close during a given marketing effort of their property.”

Bottom Line

Buying a home makes sense socially and financially. Rents are predicted to increase substantially in the next year, so lock in your housing cost with a mortgage payment now.

To Find Out More About the Study: The BH&J Index and other FAU real estate activities are sponsored by Investments Limited of Boca Raton. The BH&J Index is published quarterly and is available online at http://business.fau.edu/buyvsrent.

Source: DZ

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  81. Yo si lo seguiré mirando, es fresco, audaz y tiene un poco de opinión sin convertirse en una crónica mamerta. Y pues no me parecen muchas de las cosas que suceden en latinoamerica, pero es un mal que nos agobia; los acompaño amigos venezolanos sin embargo acá ya tenemos bastante de que preocuparnos.

  82. En fait, Ramiel, il faudrait faire un petit test. Vous éditez le même livre deux fois, une fois éditée avec des moyens d’amateur, et une autre fois éditée par un professionnel, et voir ce que cela entraînerait comme différence de diffusion.

  83. I'm bowled over. If could run out of words I'd have run out them by now. So, so touching. It's hard to leave, but I feel compelled to go. I think you call that "torn." Shelli, so many beautiful words. Thank you so much for inspiring me to push for more and for putting yourself out there for me to see. It's made me want to get out and ask, see, do. I vow to keep in touch.

  84. Obama has gotten desperate. His fundraising emails walk the thin line between emotional blackmail and hysteria. Increasingly they read like Cousin Larry phoning for bail money from Tijuana. Ouch!.DP111

  85. Agree with what Aaron Ng. It is just like selling a product. You don’t go around talk about how bad other products are but instead just focus on how good your product can be. In SAF, I work as a clerk, Almost everyone in the Office expect the NSF are female. I can only say is kinda hell for me. I just get tons and tons of work and bombardment haha.

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  87. The sore boobays were my first symptom, too. I knew before I even missed because of that, its only gonna get more fun! :/ Wait til they start leaking hahaha! Glad you aren't feeling sick, hopefully it stays that way 🙂 So happy for you, Lisa!

  88. I love ‘Bird by Bird’ too. I just started something called “Writing the Mind Alive” and I might try the exercises. They are only 30 minutes long. I just read the Stephen King book you recommend in your reading list. I’m in procrastination mode – reading about writing instead of writing.

  89. Tondala pani sutl ho kaka….. Tasty lekh… Hya solid unnhat tar kharach roj matka kulfichi aathavan yete… Lahanpani aai ordaychi jast kulfi khau naka tabyet bighdel pan aaicha orda aikunhi ti kulfi khan ek veglich maja asaychi….

  90. Why not adopt??? I am a single mother of a healthy, beautiful adopted baby girl. There are so many children in this very country that desperately need and certainly deserve a loving home.

  91. VERY CONFUSED! In this post you speak of a 5% brine.Per liter: 35g salt & 15g cure. Where as the recipe in Charcuterie is almost 10% ! Per liter: 87.5g salt & 10.5g cure…. and “essentially” the same cure time. Big difference. Why? Could understand if one was a substantially shorter cure but….???

  92. Hieno arvio erinomaisesta kirjasta. Luin tämän alkusyksystä ja kirja jäi mieleeni pitkäksi aikaa. Jokainen lause on niin täydellinen ja merkityksiä täynnä. Herra Darwinin puutarhuri panee ajattelemaan maailmaa ennen ja nyt, ihmisen oikeutta omiin ajatuksiinsa sekö suhdetta yhteisöönsä. Ja jotenkin ainakin minusta tuntui tätä lukiessa, että kirjan lauseita voisi lukea sieltä täältä kerran toisensa jälkeen.Oletko lukenut Arne Nevanlinnan Marien? Mielestäni vain Marie vetää vertoja Herra Darwinin puutarhurille siinä, mitä tajunnanvirran käyttöön kotimaisessa kirjallisuudessa tulee.

  93. a word about why that little girl was still with her mother. The mother and the man she killed had been fighting for almost two years according to the story and the police had been called almost a dozen times. Where was child protective services? Why didn't the Bridgeport police alert the agency that is supposed to protect kids from this? Who is responsible for the child remaining in that situation for that long? This is the real problem, not the photo.Uncle Wally

  94. This is fabulous. So insightful, so witty, and so heartfelt. It’s such a meaningful observation of your community, and of what the paper and its police reports tells us, (literally and between the lines) and doesn’t tell us. You really should be a columnist with a newspaper, girlfriend. You need to send this to an “op ed” section. A gift with words, like yours, must be used — it’s a moral responsibility! Thanks, braveheart!

  95. Gary and I are both crying. The photo is just right. Thank you for continuing to educate us. And just as much, thank you for honoring Kelsey by remembering her and talking about her.

  96. Minden gyönyörűséges, legjobban a mentaszínű ecsetek után sóvárgok. A lakkot azért megvetted?A Touch UP Kit foglalkoztat még, mert én ezt a kombinációt nap, mint nap használom, nem lenne bűntudatom az előkarácsonyi shopping miatt.

  97. Apart that this video is made with such emotions that the quality of the images are bad,is good enough to show us what is going on. There is more and more televisions chanels which are showing us what is going on in the world with videos that they find on Youtube. The society is changing. The information is not filtered by politics or leaders like it was before.The society is going to change more and more fast. Thanks You.

  98. waad salamantihin dhamaan somaliweyn and webka HASAN walal waa macqul hadane ma waxaay keneen maxkamadaha ayaa kala go. aan ah alah dadka waxii u qeer ah ha waafajiyoU codee: 3  0

  99. Marvelous. Thanks for sacrificing your brain for my edification.I managed to get through parts of “Twilight” before literally throwing it across the room in utter disgust and it’s clear, from your entry (which made me laugh so hard I almost spit coffee on speakers), that I gave up at *just* the right point.

  100. was nog iets vergeten te vragenkun je ook fruit uit blik gebruiken om er zelf jam van te maken.dus als het straks winter is. en aan de andere kant ben ik wel blijna enkele goede ervaringen dat je zelf mag bepalen hoeveel gelei suiker je erbij doet.je hebt van van gilse de zoete en de minder zoete gelei suiker en je hebt nog een varriant met nog minder suiker.

  101. C’est bien ce qui me semblait, j’ai bien fait de rooter mon tel. Bon noël à l’équipe dev et sans rancune, merci de nous tenir au courant.

  102. GROG,How did they “know” the attack was spontaneous?You’re assum­ing two things:1) That you know what it is that they knew2) That you know what it is that actu­ally happenedBoth are mighty pre­sump­tu­ous. But by hav­ing mul­ti­ple “offi­cial” sto­ries come out of Wash­ing­ton, it leaves the orga­ni­za­tion behind the attack unsure of who knows what, how much of what they “know” is real, and how much they’re reveal­ing of what they know. Pre­sum­ably, the orga­ni­za­tion is still oper­at­ing, so that’s a stance we should want them to have as long as they con­tinue to exist.

  103. [90] Shore – Most Americans don’t see it for two very good reasons:1. Bread lines have been replaced with electronic transfer payments, which is good (it keeps the disenfranchised from gathering and -gasp- conversing).2. When you look outside it’s still in color, nothing has changed to black and white. Depressions are always in black and white.Why the U.S. Is in an Invisible Depression

  104. Probably Fin preferences our company in order to just a few inappropriate people today earlier than joining the right choice, make certain when we then finally satisfy the person, we shall aren’t able to be relieved.

  105. Daan, kun je UK niet mee nemen naar hier? Ik ben nogal honkvast… Trouwens, in mijn vriendenkring heb ik dat gevoel ook niet, maar wel in de buurt. Zou dat in Engeland ook niet zo zijn? En die wijze woorden kende ik idd wel, zeg het ook wel eens tegen Leeuwenhart. Wat zou de wereld saai zijn hè, met allemaal dezelfde mensen…

  106. Vi er nett ferdig med valget, og eg tenkte at vi var ferdig med politikerkrangel i tide og utide…. Vel, om litt vil vi vel sleppe unna…..Ikkje den beste mÃ¥ten Ã¥ vakne pÃ¥, til bøter under viskeren, meiner eg…. men ein kan le av det i ettertid….;o) GODT VAL!

  107. Que fotografia tão bem apanhada!, até o cão está a bocejar!E, à conta da dorminhoca, ainda aprendemos aqui umas lições de história bem contada pelos caros Bartolomeu e Pátio, num taco a taco de tirar o fôlego…

  108. aurelandia disse:estou terminando o curso de enfermagem e gostaria muito de ingressar no projeto rondon, gostaria de saber como se enserir, estou cursando o OITAVO PERIODO DE ENFERMAGEM EM FLORIANO PIAUI….. GOSTARIA DE UMA RESPOSTA O MAIS RAPIDO POSSIVEL………………..214e

  109. Tute Nessuno ha detto che non possano sussistere, ma che e' "improbabile" che sussistano.Iome, poco sopra sopra Capisco che il calcolo delle probabilità nel cercare la vita in questi sistemi sia molto più bassa che altrove, ma a guardare le mere probabilità, non dovremmo essere qua nemmeno noi…Sempre 😀

  110. Wonderful story, reckoned we could combine a few unrelated data, nonetheless definitely worth taking a search, whoa did 1 understand about Mid East has got far more problerms also

  111. – Betsy, you are the sweetest. I so appreciate your kind words and your help with Cans for Comments. And the beautiful way you share your thoughts and heart through writing. You have a gift for words and a gift for imagery. It has been so wonderful to watch you grow into your own talent! Thank you, thank you.

  112. I absolutely love your blog and find nearly all of your post’s to be exactly I’m looking for.
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  113. By the way, Luke. While British householders face record hikes in their energy bills this winter, the position is rather different on the continent where, due to greater state involvement, price rises are nowhere near as high. Bugger our banks! Are you going to join the call for our energy utilities to be re-nationalised?

  114. chaos, you wonder how serious the charges against these people were.It draws into question the continued sentences of their incarceration by Israelis.Think of the US releasing this number from Guantanamo for a US tank operator.

  115. She was pretty amazing. It’s great to hear someone who really, really knows how to read their own work. I’m not in need of anything except a brick hitting me in the head, Phil. But thank you.

  116. Thank you, glad you enjoyed it. I think it’s an important story to share because it’s so easy to fall into the credit card trap if you don’t know any better. Thanks for reading

  117. Had the same spongy experience with the mt4′s. All those innovative construction techniques become aggravating when trying to bleed away the SPONGE . Maguras are nice on motorcycles i’d say , but stay away from this whole range , they suck! Shimano xtr’s are on my bike now , wish I had tried them first. Maguras’ carbotechture is a fancy term for plastic, imagine how well that holds up in crashes. Storm sl rotors are nice though. BOOOO MAGURA , BOOOO, back to the drawing board. Use metal next time. Still pissed off with my experience. Run them at your own risk.

  118. Stumbled across this again.. tim – your a killer vocalist.. i really like vibe of this.. it has some mix issues (wet blanket sound on some parts) but everything is there… i give this a solid 75%.. easily more if the mix was cleaner.. awesome mate… You just need to clean up the level/eq issues to make this sweet..

  119. Oh WOW Sweetie:O) This is stunning!!! Love the pretty pearls and flower arrangement, the ribbon is so beautiful.Cute image, and your colouring is amazing. Lovely colours.Hugs, Nancy;O)

  120. Taise FariasMaravilhoso este vestido! vou me casar em junho de 2013. Quem sabe não me caso com um vestido deste também! e o sapato da noiva? maravilhoso! eh da loja também?Abs!

  121. Devo preparare un post che metta assieme scie chimiche, 11 settembre, il 2012, gli UFO, il Reiki e magari anche il signoraggio.Un mix di questo genere dovrebbe toccare almeno i 1000, 1200 commenti…

  122. Ich war ja auch schon auf Sexorgien aber da lagen die Schlampen nur rum und haben sich einen Schwanz nach dem anderen reinmachen lassen. Mir kam das vor als ob das ein Gangbang Wettbewerb war. Was solls solche tollen Frauen auch noch in erotischen Dessous waren jedenfalls nicht dabei.

  123. I have some fuzzy memories from the late ’80′s, but the nifty ’90′s was the only decade of the 20th century that I got to experience in full. It’s all gone downhill since then.I love Mad Men.I’d give anything to go back to golden age.

  124. 157Yeah, but have you actually played Risen 2 to find out for yourself?Or are you just being a sheep be agreeing with Joe before you’ve even formed your own opinion?He gave the first game a 2 I believe, and I couldn’t disagree more, but I know it’s just an opinion, and I’m not a hater. Same here.37c8f

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  126. Agreed. I used to subscribe but cancelled when reviews became over 2 years old… and would quickly resubscribe if they would focus on their purpose. Check my email CU – I was a subscriber….

  127. I’m not sure why but this web site is loading very slow for me. Is anyone else having this issue or is it a problem on my end? I’ll check back later and see if the problem still exists.

  128. there’s no future and there is no hope! (no hay futuro y no hay esperanza, sex pistols) el capitalismo evoluciona, bienestar para unos poco solo, disminución de la natalidad mundial cuando ya no queden recursos. el dinero contamina, el medioambiente, almas, mentes. DECRECIMIENTO YA! ANTES DE Q SEA DEMASIADO TARDE! DEJAD D MIRAROS LAS CUENTAS e IROS BUSCANDO LA VIDA PA SOBREVIVIR.Vota el comentario: 0  0

  129. >>>I'm not really familiar with The Beatles, way after my time…I had the impression you were a young man. Are you not? Are you in the older generation?Teshuvah

  130. Ooh-I'm loving Brrr. I acyually bought some from Laurie when she was printing it at Spoonflower!Why has blogger made these words you have to type, so unreadable!! I hate them!!!

  131. "Participation in such Red State activities as high school ROTC, 4-H clubs, or the Future Farmers of America was found to reduce very substantially a student's chances of gaining admission to the competitive private colleges "They can always cling to their guns and bibles!

  132. I do something a bit similar but always with some kind of spice, like cardamom, vanilla powder or nutmeg, and no syrup as I find these spices are pretty good at making you think you’re eating something sweeter. Must put in some of my newly purchased chia seeds – good idea. And a touch of grade B maple would be a nice pick me up. So sweet that Paul puts the kettle on for you

  133. Nu am primele 4 volume, dar pe acestea le voi lua cu siguranta.Mie imi place mult in serial de Aria ca e scunda ca mine :)) si se intampla ca si coperta mea favorita sa fie cea cu Secretul Ariei :))Si imi place mult si de Spencer. :DCe bine ca apar la Bravo; wow, sunt super happy.

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  137. Det var oss ni hängde pÃ¥, Alnö Race Team frÃ¥n Sundsvall. Härlig läsning och nu fick jag äntligen klarhet i varför ni bara var 2 med oss in i mÃ¥l, jag var ju helt säker pÃ¥ att ni var 3…

  138. My son is almost 5. He loves videogames. He plays games in a computer. We have to limit his video game time. Normally 1 hour a day. Some days we allow him to play more. I am really impressed by the skills (visual, motor coordination) he is developing. He drives impressively well for a kid of his age. Besides that his interest for videogames makes him very curious to learn. Reading, reading in other language and computer skills are examples – he is now installing programs himself. (He is 5). I believe that if restricted, it can be very positive.

  139. Ik vond het verrassend om te zien dat mijn dochter geitenkaas lekker vond. Ze pikte de stukjes kaas met haar vingertjes eruit om ze vervolgens in haar mond te stoppen! Ze zat werkelijk ervan te smullen. Ik had wel geitenkaas met honing genomen, die is natuurlijk ook heerlijk.

  140. As an oncologist, I am disappointed that the DEA has not been quicker to design a system for electronic proscribing of controlled medications. This really is a problem in a practice such as ours. It seems that an electronic system is safer than a lot of paper prescriptions sitting out there waiting to be copied.

  141. 2 points:1) Newspapers subscriptions usually don’t pay for the newspapers: It’s the ad revenue (which may depend or circulation, but is paid by corporate interests).2) I don’t see a column for e-media. I listen to NPR, but I get more info from places like the BBC web site.

  142. I love Michael Savage, but really miss Laura Ingram at 9am. Yes KSEV does need to pick up her new show and get her back on the air in Houston. Michael is abit too much for early morning.

  143. Que se passe-t-il à Thalassa ?L’équipe a disparu, l’ami Georges semble tenir l’émission à bout de bras, tout seul.Les sujets (et surtout leur traitement) ont nettement baissé de niveau.Rassurez-nous.…A moins que cela n’ait déjà été expliqué (je ne vois pas toutes les émissions).Maritimement vôtre.Maurice Duron

  144. пишет:не сочти за флуд, этот шикарный кликвип весь экран занимает(первые несколько показов), я пару секунд думал тебя взломали и рекламку крутят.VA:F [1.9.21_1169]Рейтинг: 0 (оценок: 0)

  145. dziÄ™ki za podpowiedz- byÅ‚by to ciekawy prezent pod chonkÄ™:) szczerze mówiÄ…c zdecydowanie wolaÅ‚abym zaznać orgazmu podczas stosuku z partnerem bo ztym mam gÅ‚owny problem, zdarzaÅ‚o mi siÄ™ mieć delikatny orgazm podczas zabawy z samÄ… sobÄ…..ale w niczym to nie przypominaÅ‚o rozkoszy jakiej sie spodziewaÅ‚am i o jakiej czytam na twoim blogu, nie zapewniaÅ‚o speÅ‚niania…ale jak to sie mówi lepszy rydz niż nic…

  146. Yay, that’s me! Thank you very much :)We had our end of term school Easter service today. Having been very proud of my own kids last week, today I was just so proud of the whole entire school, especially the 9-10 year-olds who led the service so beautifully and confidently. They were brilliant. It was a school family highlight, for sure 🙂

  147. Den ville jeg elske at vinde til min mor, hun ville nyde at kaste sig over sådan et projekt med en dukke til hendes børnebørn nu hun er gået på pension.Glædelig JulANn

  148. Barnes was a flat out bust pre-draft… Now he only has the “potential” to be merely “good?” LOL! Harkless great? Really? LOL! He can play defense and rebound for his position. If the 2012 draft were re-done today, Barnes >>>>>>> Harkless. No doubt. Barnes, Ezeli, and Green ALL move up on the player rankings of the 2012 draft…

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  151. comentou em 12 de novembro de 2011 às 02:10. Oi Júlia, sou nova por aqui mas já acho seu trabalho incrível *-*Não sei se vc já comentou alguma vez, mas qual a cor/marca de tinta de cabelo que você usa? Tô querendo mt pintar o meu nesse tom (:Ah, e eu tenho duas sugestões de maquiagens pra dar: a que a Fernanda Lima usou no último Amor & Sexo e a da Amy Lee (Evanescence), do clipe ”What you want”. São perfeitas \\o/bjbjbj

  152. tells me Roberta X would like the game… that is, if she is the kind of person who likes strategy games.Also democracy and capitalism is now a viable strategy… techs faster than the hive minds which ruled in original game (they did not do enough playtesting.. so rules were unbalanced)Too bad Feudal is bugged.. and the idiots who own the rights lost the source code…(can you believe that? Lost the sources…)

  153. I’m gone to inform my little brother, that he should also go to see this webpage on regular basis to obtain updated from most recent gossip.

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  155. nelle ultime parole dell’articolo si esprime il giusto compiacimento dell’essere italiano. Il talento italico potrà dare molto al mondo intero se riusciremo a bloccare concetti barbari come il federalismo,una delle piu grandi bugie del nostro tempo,retrograda e opportunista. Viva la ricerca ITALIANA viva il popolo ITALIANO viva l’ITALIA una e indivisibile

  156. I got out of the shower once and made my way downstairs topless to get my bras that were drying in the laundry room. Well the living room and it’s giant windows are right along the way and go figure, someone is standing on my front porch getting ready to ring the doorbell and I had to pull a duck-and-cover too.

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  159. I would also love to add that in case you do not currently have an insurance policy or maybe you do not remain in any group insurance, you could possibly well benefit from seeking aid from a health insurance broker. Self-employed or people with medical conditions commonly seek the help of any health insurance agent. Thanks for your article.

  160. Kære SuperheltemorJeg læser altså ikke med, fordi du blogger hver dag, men fordi jeg kan lide din stil og evne til at se på hverdagens vasketøjsbjerge og snotnæser med humor. Blog, når du har lyst. Jeg skal nok blive hængende.*Knus* for alt det ude i virkeligheden./Dorte

  161. e gli alunni chiedono regolarmente l'amicizia su FB agli insegnanti.Al momento di iscriversi avranno inserito una data falsa.Come ho fatto io, del resto; la mia data di nascita serve anche ad entrare nel sito della mia banca, e non la do in pasto al mondo.

  162. comentou em 29 de agosto de 2012 às 14:08. Amei o modo como foi retratado as normal Girl, tinha que ser Jana Rosa, amei demais, me senti em casa lendo sobre as normal girl, o que eu seria se tenho qualidades de normal girl e de it girl? Acho que it girl de fim de semana!!! kkk

  163. ¡¡Ya tengo mi Kindle Touch!!Me ha costado unos 110 € con los gastos de envío…y es una maravilla.Ya tenía el antiguo kindle con teclado (que me encanta) y he comprado el Touch para regalárselo en navidad a mi hija, espero que le guste o me lo quedo yo.

  164. “What we most need for the time in which we live are new ways to speak our truth about our God experience”We COULD do that…if we believed you actually had experiences with an actual deity of some kind. But we (atheists) don’t believe that, so we’d have similar conversations with you that we have with every other believer.

  165. Admiring the dedication you put into your blog and in depth information you provide. It’s good to come across a blog every once in a while that isn’t the same out of date rehashed information. Great read! I’ve bookmarked your site and I’m adding your RSS feeds to my Google account.

  166. viagra…The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without p…

  167. Eu acho o BUS TV irritante, o volume é alto e acaba incomodando muita gente. Se alguém tá com dor de cabeça ou passando mal fica pior, se alguém quer ler não consegue. Em Salvador os ônibus precisam mesmo é de condicionador de ar, a televisão é desnecessária, visto que além do incômodo, a programação é de conteúdo muito pobre e desinteressante.

  168. OMG Freaking Awesome Hilly as Katherine. So she will aswell be Elena! I knew it But who will Hannah play.. I wonder… Caroline or Aunt Jenna? Or Aswell a vampire! Rose maybe? I am so excited So it will premiere in less then 2 weeks * Eeeps * Because the last day of februari is the 28th .SO Excited and wondering who Damon and Stefan will be! Maybe Hannah is Damon! LOL

  169. Beautiful, and you’re right: we need this! Thanks for providing some winter relief!p.s. I want to see what Christine ended up doing around the water feature this year — there was question about the side plantings and the back wall. Or did you already post about this and I’ve forgotten?

  170. Gud One…But PLEASE TRAINERS… AVOID TALKING TOO MUCH IN YOUR WORKOUT VIDEOS…. Many of us, who are watching dis WORKOUT VIDEOS… know some basics & Workout Modules…. So PLEASE PLEASE DONT MISTAKE ME…. PLEASE TALK LESS IN YOUR VIDEOS… [background voices are also better, while? you are doing workouts in the FRONT… VIDEO],Thank you…

  171. I really do love white kitchens, as matter of fact white everything…could I have a disease? I've only seen your before and after kitchen, and boy, beautifull job, well done. I also have a white kitchen, with sillistone white countertops, and I woldn't change it fot yhe world, I love it! Needless to say love yours to!

  172. Its origin is still a mystery now.No problem!Don’t forget to keep in touch. Am I allowed to stay out past 10?What happened to you? Had it not been for the alarm clock she wouldn’t have been late.Had it not been for the alarm clock she wouldn’t have been late.The figure seems all Right.So far£¬So good.I doubted whether the story is true.

  173. Volgens mij kan jij mij heel wat vertellen over de routevan Richard Leeuwenhart.De dansers.Is geen probleem van mij,maar van iedereen.Dat zou het iig moeten zijn.Lidy hoeft toch niks op te lossen,behalve koffie,zichzelf en raadsels.Wat een verrassende uitleg over Snoecks.Haar werk heeft wel iets van Dumas,kunst waarover je moet nadenken.Zo,dat had ik echt niet achter jou gezocht.Wil je mee?

  174. Senhores,Uma das mais divertidas frases da F1, foi o Nelsão quem disse. Um repórter inglês o perguntou quais as suas principais diferenças para o Nigel Mansell. E o Nelsão soltou essa pérola:” Primeiro, Eu gosto de mulher bonita, Ele de Mulher feia…Eu ganhei três títulos mundiais, Ele perdeu 3″. RSRSRSRs….só o Piquetzão mesmo pra soltar essas pérolas.Ffigueiredo

  175. Una de las novedades más llamativas de la nueva versión del sistema operativo de Microsoft Windows 8 es, sin duda, su nueva interface Metro. Realmente se trata de una innovación que supone un re-diseño radical respecto a lo que estabas acostumbrado a encontrar hasta ahora en el escritorio de un sistema operativo clásico. Seguramente lo comprobaste por tí mismo si llegaste a descargar la versión Developer de Windows.

  176. off 4 oz. or larger HARIBO product (direct link) Final Price: $0.49 each after coupons Thanks Common Sense with Money or Albertsons starting 12/5 Haribo Candies $1.49 Use $0.30 off 4 oz. or larger HARIBO product

  177. Personally, I love The Great Smoky Mountains and The Blue Ridge, BUT my sister travels across country to Colorado EVERY year to paint and take photos of The Maroon Bells, so they must be something extraordinary to see. That’s my answer

  178. December 26, 2011 Just want to say your article is as astonishing. The clearness on your post is simply great and that i could think you are knowledgeable in this subject. Fine along with your permission allow me to snatch your feed to keep up to date with forthcoming post. Thanks one million and please keep up the gratifying work.

  179. Phillip: Sessions is starting & the game is at 7:30pacific.I’m extremely excited to have Sessions on the squad as a Laker fan, but I’m also very happy for him personally. The dude’s gotta be jumping for joy. He goes from backing up a rookie (albeit the probable ROY) on a lottery bound team to starting for one of the marquee NBA organizations who are right in the thick of a championship run. What a turn around.

  180. I enjoyed it. Thank you to the Setter and to Gazza. I was hoping to get the ‘past tense’ crack into 9a, but I see I’ve been beaten to it….Reasonably hard – 3d 4d were new words to me, and I wouldn’t be especially confident using 27a or 7d in conversation either.Liked having the theme, there were some enjoyable anagrams in there too. I’m afraid my favourite clue was 23a – showing that I favour a bit of humour over sophisticated wordplay. I also laughed at 21d.Enjoy the ceremony and/or the day off everyone.Nick

  181. Who cares about Reed problems, that is his job. He dumped his promlems on the consumer and consumer is angry. They are leaving to anyone else offering similar priced service just because perception is negative now for netflix. With this split netflix is less competitive. it have to compete in two different categories (dvd vs streaming) and will get beaten in each ..netflix just fried itself by this stupid move.

  182. Shrikanth – Those are superb comments. I was once told during a film course that one should learn from life and not from films. You have turned it upside down. Your comments on 81/2 are so perceptive that i think one can learn a lot from films. i have seen that film, but could never look at it the way you explained.

  183. The brief talk is an encouragement for me, even though I am considered elderly. I still have what I consider to be big dreams for myself. Now, my dreams are much different than they were when I was a much younger woman.

  184. I’m curious to find out what blog system you are utilizing? I’m experiencing some small security problems with my latest blog and I’d like to find something more safeguarded. Do you have any suggestions?

  185. So many of the disreputable things that are being rejected in America are being peddled in overseas markets where they hope ignorance of the downsides and love for all things American will keep sales up. Two examples that come to mind are cigarettes and Amway. Fast food megabrands are another, but I'm not really on the bandwagon to label them as junk food.

  186. 拿猶太人和吉普賽人實在沒有可比性。 一批是極端intelligent,organized的群族。另一群就是小偷雜種烏合之眾。 一群是頂級吸血鬼,一群就是小偷。我此刻在澳洲墨爾本。 我這一區是本地著名的猶太人區,算是本地比較好的一個區,家附近幾乎全是猶太人,各各都富的漏油,當然,他們都很親切友善。只是我越了解他們,越明白為什麼希特勒要把他們全部殺光 :P猶太人這麼聰明,也是歷史進化的結果。 給迫害了兩千年, 只有精過猴子的才能存活下來延續後代。 一代比一代精,個個都是精英,天生的商人高利貸銀行家。 這不是什麼猶太陰謀論,而是擺在眼前的常識。 巴勒斯坦的問題,純粹就是 物競天擇適者生存。 猶太人不會讓阿拉伯團結的,否則他們早完蛋了。 他們太smart 太tough,不夠smartçš„,要么給殺了,要么餓死了,要么沒有後代,要么被當地其他族群同化了,還有一大批給納粹殺了。 今天能留下來的, 都是人精。 巴勒斯坦那些普通阿拉伯群眾怎麼和他們鬥? 要知道兩千年前和猶太人同期群族,今天早消失了,和其他民族融合成新的群族。即使漢人也不是今天的漢人,什麼羅馬人希臘人塞爾特日爾曼人都有了新的identity。 就這群猶太人生命力超級頑強,遊蕩兩千年,死不皈依基督教,現在還回來搶地。